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| Refinance |
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1. Save Money.
Save money by obtaining a lower interest rate that allows your monthly mortgage payment to be reduced and/or shorten the term of the loan, thereby saving money over the life of the loan. |
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2. Convert to a Fixed Rate Loan.
Obtain the stability and security of a fixed loan. |
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3. Consolidate Debts.
Replace high-rate loans with a low-rate mortgage. The loans being consolidated may include second mortgages, credit lines, student loans or credit cards. In many cases, this kind of debt consolidation results in tax savings, since consumer loans are not tax deductible, while a mortgage loan is usually tax deductible. |
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4. Get Extra Cash.
By refinancing you can get the extra cash you need for the things you've always wanted to do, such as a vacation or paying for college. |
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5. Get Cash for Home Improvements.
By refinancing you can get the extra cash you need for the things you've always wanted to do, such as a vacation or paying for college. |
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| The Refinance Process |
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Step 1. Consult with Us.
Allow us to help you make the process easier. Speaking with a Equity United Mortgage consultant will to guide you through the entire process. They will answer any questions or concerns in regards to your loan. Apply online or gives us a call. |
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Step 2. Pre-Qualification
Our team at the Equity United Mortgage Corporation is trained to handle all types of credit. |
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Step 3. Find out how much you can borrow.
The amount and terms of your loan depend on many factors, including
Your credit history
The amount cash available for your down payment and closing cost
The appraised value of the property
Your monthly income and expenses
Once we pre-qualify you, you will receive an accurate estimate of your monthly payments. |
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Step 4. Choose your Loan Program.
Now that you have found your home, let’s choose the loan program to best fit your needs. With so many programs to from which to choose, each with different rates, terms, and fees, shopping for a loan can be time consuming and frustrating.
Your experienced mortgage consultant can evaluate your situation and recommend the most suitable mortgage program, allowing you to make an informed decision. |
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Step 5. Apply for Loan.
Once we have chosen the best loan, you may complete the Loan application online by clicking here or call one of our Mortgage Consultants. 866.828.1500 |
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Step 6. Loan Sent to Processing.
After we receive your application, a series of steps soon follows.
Step 1: Review & Verify application
Step 2: Order Appraisal and Title Report
Step 3: Collect required documents from you, the borrower
Step 4: Complete package is sent to the lender |
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Step 7. Close
The Closing occurs when you sign all documents confirming in detail your loan terms and fees. Once signed, your refinance process is complete. |
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| RISKOMETER |
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| Risk of rates worsening |
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| Our Turn Times |
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• Currently, our turn time is less than 14 days of loan submission.
• Underwriting conditions recieved by 5:00pm ET 01.14.09 will be reviewed within 4 hours of reciept. |
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| QUICK CONTACT |
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Call Us Toll Free at,
866-828-1500 |
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Fax Us at,
443-836-0213 |
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